Keep a yearly policy: when you choose a policy , choose a yearly policy it will save money. Think about it if you have a six month policy and you get into an accident , when you renew you rates will go up .
Know your car mileage: when your insurance agent ask you how many miles do you have on your car it is an important ?. The amount of miles on your car places you in a class . As you guess it different class mine different policy prices.
Know what Comprehensive storage coverage: If you travel a lot or your planning to go on a long-term trip . The is less likely to be in a accident if stored away in your garage for months. Keep comprehensive insurance on the vehicle well you are away and saved some serious money.
Inquire about Multiple Car Discount: Did you know sometimes insuring two cars can be the same price as insuring one. If not the same price, insuring another car usually does not cost as much as you may assume. If you have multiple cars, it is wise to check with your insurance agent, while obtaining your online insurance quote, to make sure you can get this discount on your car insurance.
Affiliation Discounts : Most people didn't know that you can get discounts for being part of various organizations. The groups range from churches, credit unions, military, college sororities, college fraternity , even sir tent credit cards. Inquire about a list of the organizations from you insurer.
Defensive Driving Courses: I know as an adult you don't want to take a course like this, but it could benefit you in many different ways. Some companies give considerable discounts on car insurance for attending defensive driving courses. Check with your state insurance commissioner, insurance company or when obtaining an online insurance quote to see if you could qualify and to find out where to take courses.
Keep An Eye On Your Credit Rating: Another great tip to get cheap car insurance is to keep your credit clean!!!. A lot of insurance companies are checking your credit and basing your policy on what is found. Make sure you check to see if your credit is in good shape, and if it is not, you may want to seek out companies who do not do credit checks. Small insurance companies are less likely to do this , as there goal is to expand the company.